FUE Hair Transplant Finance Los Angeles
In recent years, cosmetic procedures, including hair restoration surgeries like FUT and FUE have become more mainstream and accessible. Even so, undergoing a procedure like this is no small expense. Some clinics that offer FUE hair transplant Los Angeles services have promotions for financing plans. But before you rush to agree, you should be aware of these downsides. In this article, we will explore why FUE hair transplant finance Los Angeles payment plans are a bad idea.
FUE Hair Transplant Finance Los Angeles Payment Plans
At this time plastic surgeries such as FUE (short for Follicular Unit Extraction) are not typically covered by insurance providers. We understand how frustrating this can feel, as we know firsthand how transformative these procedures are to our patient’s quality of life.
Because insurance coverage isn’t available it can be a challenge for a patient to work out how they will be able to afford their procedure. Sadly, just as in any industry, there are some bad actors in the hair restoration industry who mislead potential clients when it comes to the true cost of FUE hair transplant finance Los Angeles options. There are many different red flags to watch out for to make sure that you as a customer do not get taken advantage of.
FUE Hair Transplant Finance Los Angeles Options May Not Be Right For You
Financing hair restoration surgeries such as FUE hair transplant is a bad idea because you could wind up paying several times the cost of the surgery itself. This is due to the high-interest rates that are often attached to these financing options. This can cause your monthly payments to drag on for decades, much longer than if you had just paid for your procedure upfront. This can cause a lot of unnecessary stress to a patient, and if you’ve struggled with hair loss, you know that too much stress can have a big impact on the health and fullness of one’s hair.
FUE hair transplant finance Los Angeles payment plans can also negatively impact your credit score. Until your procedure is paid for in full, the cost of your surgery can tie up your ability to access other loans or financial services. This means that you may not be able to access the funds you need in the event of an emergency situation. Considering that we live in very unpredictable economic times, this is certainly putting your financial options at grave risk.
Is CareCredit Hair Transplant Payment Financing Right for You?
We also warn our patients about predatory lending programs such as CareCredit. CareCredit is marketed as a novel solution that serves to help people access life-altering healthcare that they couldn’t otherwise afford. In reality, it’s actually just a limited-use credit card. It has received numerous negative reviews from past customers over its predatory marketing practices.
At first glance, it seems like a great opportunity. They promise patients 0% APR financing for the first 24 months. BUT, and this is a big but, if a patient misses a monthly payment or fails to pay off the full amount within the fixed promotional period, then things get ugly. If the aforementioned terms and conditions are triggered, then an interest rate of 26.99% APR is applied. This can trap patients in a nightmare of unmanageable debt. Believe it or not, it gets worse. CareCredit is not content to settle for the interest on the loan’s balance. They also charge patients for the interest they WOULD have accumulated if the promotional pricing had never been applied to the debt.
CareCredit is really just a high-interest credit card masking itself with feel-good marketing and a great promotion. That is why we at Best Hair Transplant do not accept CareCredit because we know that the risks are just too financially devastating for our valued patients. You’re better off using a regular low-interest credit card, especially if it comes with rewards such as frequent flyer miles.
Respect for Our Patients and a Professional Environment
At Best Hair Transplant we have tremendous respect for our patients and understand that it can be a huge sacrifice in terms of time, savings, and more for a patient to be able to afford FUE hair transplants in Los Angeles. We believe very strongly that hair restoration surgery such as FUE should be accessible, and not just a luxury for the super-wealthy. That is why from the very beginning we designed our business in such a way that we are able to pass on the maximum amount of savings possible to our customers. We do this by running a lean operation and eliminating unnecessary or frivolous overhead expenses. Our priority is to bring you the highest quality care at the best possible price.
While we do not offer financing for our transplant surgeries, we do offer the very best prices on FUE in the Los Angeles area. At only $5 per graft, our rates are unmatched. Some of our competitors charge as much as $18 per graft by comparison. We offer discounts for cash payments as well. These vary depending on the severity of the patient’s hair loss and the number of grafts required. Patients that pay in cash generally receive an additional $500-1000 in savings.
We Take Pride in Our Work and Offer Fantastic Prices
If you’re one of the millions of Americans suffering from hair loss, Best Hair Transplants suggests you learn as much as possible about hair restoration. This should be done prior to making a decision on how to address your hair loss. Not every procedure is right for everyone, and determining the best course of action will yield the best hair restoration results.
We never use robotics to perform our FUE surgery. Our surgical team is led by an expert surgeon trained in reconstructive surgery. During your complimentary consultation, we discuss your health history. We also discuss your desired goals, as well as determine whether you are a good candidate for FUE. Finally, we provide an estimate of the final cost based on the number of follicular grafts required for your FUE.
We value transparency in our pricing, and we will never pressure you into an immediate decision. When it comes to your FUE hair transplants in Los Angeles, look no further than Best Hair Transplants. You’ll see we’re the best for a reason. You can view our Hair Restoration Gallery for visual representations of our work. View our stellar Yelp reviews here.
Your Affordable Hair Loss Solution
Best Hair Transplants
1970 S. Prospect Ave. Suite 2
Redondo Beach, CA 90277